Pro’s and Con’s to Using a Buyers Agent in San Antonio, Floresville, and La Vernia

When buying a San Antonio, Floresville, and La Vernia house you have options! Some people choose a direct sale, others prefer to work with an agent. Just like properties are different, every situation is different too. Some people know exactly what they want, others need some time to compare multiple homes. Are you looking to purchase a home in San Antonio, Floresville, and La Vernia? We will help you decide if using a buyers agent is right for you!

What do Real Estate Buyers Agents do?

Real Estate agents can take on two roles. In the state of an agent must give you the “Information about Brokerage” form at the first real dialogue you have .  It explains what is called agency in Texas.   So the listing agent, who helps the seller  sell their home, and a buyers agent, who can help you the buyer find and purchase a home. Some agents do both and are known as dual agents, which is certainly a cool title. Speaking of that it limits the role of the agent as they have to be impartial when representing both sides and cannot advise their clients in all aspects of the process.  They can explain but not render an opinion to either side.

That said, more real estate agents prefer to work on one side exclusively. Some love to help people sell, others love to help people buy. Buyers Agents are in the business of matching people to properties. They take the buyers budget and needs into consideration, showing them the houses that are the best match for their needs.  But the main reason is that when you are representing one side you can devote all your time  and guidance to that client be they a seller or a buyer.

Both real estate agents can show you a home, but only a buyers agent will work on your behalf to get you the best deal. A dual agent will ultimately just want the sale to go through, so they may not have your best interests in mind. A buyer’s agent, will look out for your interests and work on your behalf. A buyer’s agent will advocate for you and help to negotiate when necessary.

What will it cost?

Using a real estate agent will ultimately cost you in commission. Yes, the seller will pay a commission to their agent, which is then split with the buyer’s agent. However, these commissions are wrapped into the price of the home, so even if it says “the seller pays” you are ultimately the one bringing the actual cash to the closing table. In addition, your agent may require other fees to work with them, so make sure you have an agreement in writing. Some agents will have you sign a contract to exclusivity, make sure to read all of the fine print.  Will the price of the house be reduced if agents are not involved.  Sometimes but remember that if you are paying the market price for the home which is what the seller wants, there is no savings for not using an agent.   IF the sellers is selling below market, the buyer will benefit but not necessarily the seller because the higher price would have pay the realtors’ fees and the net sales price may be the same.

What are the benefits?

A buyer’s agent is dedicated, full-time to finding great properties in your area. They should be a complete expert on the local market and features of the city. They are likely to have many area connections in the industry, and possibly access to off-market deals. They can be a wealth of knowledge, teaching you more about the area then you could ever learn on your own. When you work with a buyer’s agent you will have someone in your corner, someone helping you and guiding through the entire process of buying a home. If you are a first-time homebuyer, using a great buyer’s agent will help you navigate the process.  They leave their emotions at home in the negotiation process so that makes the process easier than you negotiating with the seller or the sellers agent.

One thing you should never gamble on is the home you choose to live in. A buyer’s agent can help you make a smart decision with your investment. Before making any large purchase, you should always seek the counsel of an accountant or lawyer.

What are the downfalls?

For certain deals, skipping agents altogether, and going with a direct sale can be beneficial to both the buyer and seller. Both parties will be able to keep more money in their pockets when they choose to skip commissions.

Also, you never know if an agent is being incentivized to show you particular properties, When you do the research yourself, you will learn a lot about investing locally, and you will be able to determine for yourself which property will be the best for you.

Are you looking for a house in San Antonio, Floresville, and La Vernia? Find out what Faye Taylor with StepStone Realty can do for you! Fill out this form to send us a message, or give our team a call today! (210) 216-7722

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